Line of Credit
$5,000 - $100,000

Soft Credit Pull · No FICO Minimum

A flexible business line of credit designed for newer and small-to-mid-sized operators. Soft credit inquiry to check eligibility, fast approvals, and funds you only pay for when you use them.

Program Highlights

Minimum Qualifications

At least 1 year in business

$200,000+ annual revenue

Business checking account

U.S.-based business entity

Industry & Eligibility Restrictions

A short list of industries, states, and structures that this program doesn't currently serve. Reviewing this up front saves you time before applying.

  • Non-profit organizations
  • Guns and ammunition
  • Cannabis-related businesses
  • Moving companies
  • Trucking and transportation
  • Debt collection agencies
  • Auto and boat sales
  • Residential construction
  • Residential landscaping
  • Adult entertainment
  • Financial, investment, or crypto businesses
  • Janitorial services
  • Landscaping companies
  • Texas
  • Sole proprietorships

Frequently Asked Questions

Initial reviews use a soft credit inquiry, which does not impact your credit score.

Timing varies, but approvals and funding may happen quickly for qualified businesses.

Most general business expenses are allowed.

Requirements vary based on the business profile.

Typical requests may include bank statements and basic business information.

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