Flexible Business
Line of Credit

Working Capital · Access on Demand

Three Funding Options

We offer three business funding programs through our partners. Review the requirements for each and choose the one that fits your business.

$5,000 – $100,000
Soft credit pull · No FICO minimum
Requirements
  • At least 1 year in business
  • $200,000+ annual revenue
  • Business checking account
  • U.S.-based business entity
  • No driver's license or voided check needed
  • Sole proprietorships not eligible
  • Not available in Texas
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$10,000 – $375,000
12–36 month terms · Rates from <1%/mo
Requirements
  • Minimum 3 years in business
  • Minimum personal credit score of 650
  • Minimum annual revenue of $180,000
  • Last 3 months of business bank statements
  • No bankruptcies or foreclosures in past 3 years
  • Available in most U.S. states
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Up to $750,000
No tax returns · No financial statements
Requirements
  • Brick and mortar business
  • Open and operating for 30+ days
  • $200,000+ annual revenue (~$17K/month)
  • Personal Equifax score of 575+
  • Up to $500K (single entity)
  • Up to $750K (multi entity)
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What Is a Business Line of Credit?

A business line of credit gives your company access to flexible working capital that can be used when needed. Unlike a traditional loan, you only draw funds when your business requires them.

This type of financing can help cover:

  • Payroll
  • Inventory purchases
  • Marketing expenses
  • Equipment repairs
  • Seasonal slowdowns
  • Unexpected business costs
  • Growth opportunities
Business line of credit cycle: approved amount, draw funds, repay balance, access again

Simple Funding Process

01

Complete a Short Application

A few minutes to share basic business details.

02

Connect Business Bank Statements

Securely link or upload recent statements so we can review cash flow.

03

Receive Review and Approval Options

A specialist returns with terms and credit line options that fit your business.

04

Access Funds for Your Business Needs

Draw what you need, when you need it — and pay back as you go.

Common Uses for Business Credit Lines

Managing cash flow
Covering payroll
Purchasing inventory
Emergency expenses
Expanding operations
Marketing campaigns
Seasonal support
Equipment maintenance
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