Line of Credit
$10,000 - $375,000
12-36 Month Terms · Rates From <1%/Month
A revolving business line of credit for established operators who need substantial capital with flexible terms. Same-day decisions, next-day funding possible, and you only pay interest on what you actually draw.
3+ years in business
Personal credit score of 650+
$180,000+ annual revenue
Last 3 months of bank statements
A short list of additional eligibility requirements for this program.
As you repay what you've drawn, that amount becomes available to draw again. Each new draw gets its own repayment term within the 12 to 36 month range.
Decisions are possible in less than 3 hours. Same-day decisions with next-day funding are common for qualified businesses.
No origination fees and no maintenance fees. Simple interest accrues only on your outstanding balance, starting below 1% per month.
No. There are no early payoff penalties. Pay down a draw whenever it makes sense for your business.
The last 3 months of business bank statements plus basic business information. Your specialist will confirm anything else specific to your situation.