A streamlined funding program built for established brick-and-mortar operators. Substantial capital, flexible terms, and a qualification process designed to skip the paperwork that slows everyone down.
Brick and mortar business
Open and operating 30+ days
$200,000+ annual revenue (~$17K/month)
Personal Equifax score of 575+
A single entity is one business under one EIN. A multi-entity setup is two or more related businesses (e.g., a holding company with operating subsidiaries). Funding can scale higher when the underwriter can see income across multiple entities.
This program is designed around businesses with a physical operating location — storefronts, restaurants, clinics, contractors with a yard, manufacturing, and similar. Fully online or home-based businesses are typically referred to one of the other line-of-credit programs.
The application asks for basic business information and recent business bank statements. Your specialist will confirm exactly what to send.
The streamlined paperwork is the point of this program. Most applications move through qualification quickly for businesses that meet the basic requirements.
Terms run between 12 and 36 months. The specific term offered depends on the size of the funding, the business profile, and what works for your cash flow.